64744 ZIP Code — El Dorado Springs, MO

Cedar County, Missouri

ZIP code 64744 is located in El Dorado Springs, Missouri, within Cedar County. It covers approximately 250.10 square miles and serves a population of 7,941 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 417.

About ZIP code 64744

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1970s, giving the area an established character. Median home value is $153,900. Owner-occupancy sits near the national average at 66%.

Median household income is $42,373. Poverty affects 27% of residents, above the national average. SNAP benefit usage at 19% of households reflects economic stress in the area. 39% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 25 minutes is near the national average.

College attainment at 14% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (24%) compared to national benchmarks. 22% of residents lack health insurance, above the national average.

Notable community characteristics include disability rates above the national average at 23%.

Overall, ZIP code 64744 reflects a community defined by a trades-oriented workforce, economic challenges above the national average, a significant Social Security-dependent population, and elevated reliance on food assistance.

7,941

population

250.10

sq mi land

Standard

ZIP type

Central (CT)

timezone

64744 ZIP code map

Cities in ZIP code 64744

Below are the cities the US Postal Service accepts for ZIP code 64744. Using any city not on this list may result in mail delivery delays.

City	Status
El Dorado Springs	Acceptable
El Dorado Springs	Preferred

Nearby ZIP codes

64750 Harwood (9.3 mi) 64756 Jerico Springs (11.9 mi) 64790 Walker (13.1 mi) 64783 Schell City (13.6 mi) 65785 Stockton (14.7 mi) 64784 Sheldon (16.1 mi) 64767 Milo (16.9 mi) 64738 Collins (17.5 mi) 64780 Rockville (17.6 mi) 64772 Nevada (18.3 mi) 64776 Osceola (18.8 mi)

Demographics updated 05/2026

Population
Total population	7,941
Population density	32 / sq mi
State FIPS	29
County FIPS	039

Geography
Land area	250.10 sq mi
Water area	2.83 sq mi
Latitude	37.8461
Longitude	-94.0088
Timezone	Central (CT)
Area code	417

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.0%	64.9%	43.8%
$50k – $100k	22.7%	26.2%	31.5%
$100k – $200k	8.2%	7.6%	19.5%
Over $200k	1.1%	1.3%	5.2%

Demographics & statistics

7,941

Population

People per sq mi

40.5

Median age

$42,373

Median household income

$20,323

Per capita income

$153,900

Median home value

$801

Median monthly rent

65.9%

Home ownership

27.1%

Poverty rate

3.0%

Unemployment

2,449

Housing units

13.5%

Bachelor's or higher

Age distribution

Male Female

232

Under 5

222

239

5–9

227

359

10–14

342

349

15–19

333

258

20–24

246

330

25–34

315

477

35–44

455

469

45–54

448

177

55–59

169

340

60–64

324

479

65–74

456

260

75–84

248

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	2,110	26.6%
18 and over	5,831	73.4%
65 and over	1,630	20.5%
Median age	40.5 years

Race & ethnicity

White 92.7%

Two or more races 4.1%

Hispanic or Latino 1.8%

Other race 1.1%

Black or African American 0.1%

American Indian / Alaska Native 0.1%

Group	Count	%
White	7,497	92.7%
Two or more races	328	4.1%
Hispanic or Latino	147	1.8%
Other race	93	1.1%
Black or African American	12	0.1%
American Indian / Alaska Native	11	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	68.0%	64.9%	43.8%
$50k – $100k	22.7%	26.2%	31.5%
$100k – $200k	8.2%	7.6%	19.5%
Over $200k	1.1%	1.3%	5.2%

Under $10k 7.9%

$10k–$15k 3.0%

$15k–$25k 17.0%

$25k–$35k 13.8%

$35k–$50k 16.3%

$50k–$75k 18.1%

$75k–$100k 10.5%

$100k–$150k 9.5%

$150k–$200k 3.5%

$200k+ 0.3%

Range	% of households
Under $10k	7.9%
$10k–$15k	3.0%
$15k–$25k	17.0%
$25k–$35k	13.8%
$35k–$50k	16.3%
$50k–$75k	18.1%
$75k–$100k	10.5%
$100k–$150k	9.5%
$150k–$200k	3.5%
$200k+	0.3%
Median income	$42,373

Housing

Home values

Under $50k 13.7%

$50k–$100k 20.7%

$100k–$150k 13.1%

$150k–$200k 20.9%

$200k–$300k 18.4%

$300k–$500k 7.9%

$500k–$1M 5.0%

$1M+ 0.3%

Housing overview

Metric	Value
Median home value	$153,900
Median rent / month	$801
Owner occupied	65.9%
Renter occupied	34.1%
Vacant	15.3%
Single-family detached	74.5%
Large apartment buildings	1.3%
Mobile homes	15.9%
Median rooms	5.6
Avg household size (owned)	2.76

Year built

Era	%
2020 or later	0.4%
2010–2019	4.2%
2000–2009	6.2%
1990–1999	11.8%
1980–1989	12.4%
1970–1979	27.0%
1960–1969	19.2%
1950–1959	4.7%
1940–1949	0.1%
1939 or earlier	14.1%

Bedrooms

Size	% of units
No bedroom (studio)	0.2%
1 bedroom	7.6%
2 bedrooms	33.2%
3 bedrooms	37.6%
4 bedrooms	16.7%
5+ bedrooms	4.8%

Vehicles per household

Vehicles	% of households
No vehicle	11.9%
1 vehicle	29.7%
2 vehicles	31.9%
3 or more	26.5%

Heating fuel

Fuel type	%
Utility gas	46.1%
Electricity	26.0%
Propane / LP gas	15.5%
Fuel oil	0.6%
Wood	10.7%

Households & families

Household type	Count	%
Married-couple family	1,549	53.1%
Cohabiting couple	225	7.7%
Male householder, no spouse	489	16.8%
Female householder, no spouse	653	22.4%
Households with children under 18	837	28.7%
Households with seniors (65+)	1,068	36.6%
Average household size	2.67

Marital status

Status	Male	Female
Never married	33.6%	18.1%
Married	49.7%	52.3%
Separated	2.5%	1.6%
Widowed	5.2%	11.3%
Divorced	8.9%	16.7%

Education

Less than 9th grade 10.4%

Some HS, no diploma 6.3%

HS graduate 38.6%

Some college, no degree 21.3%

Associate's degree 9.9%

Bachelor's degree 7.9%

Graduate / professional 5.6%

Metric	%
HS diploma or higher	83.3%
Bachelor's or higher	13.5%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	118	6.5%
Kindergarten	139	7.7%
Elementary school	980	54.1%
High school	442	24.4%
College / grad school	133	7.3%

Employment

Industry of employment

Education & healthcare 25.7%

Retail trade 16.2%

Construction 14.5%

Manufacturing 13.5%

Professional & management 5.5%

Other services 5.4%

Agriculture & mining 4.5%

Finance & real estate 4.3%

Arts, food & hospitality 3.8%

Transportation & utilities 3.2%

Public administration 1.9%

Wholesale trade 1.1%

Information 0.4%

Occupation

Category	%
Management, business & arts	35.1%
Service	15.3%
Sales & office	18.7%
Natural resources & construction	12.7%
Production & transportation	18.2%

Employment type

Type	%
Private sector	72.0%
Government	13.9%
Self-employed	12.3%
Unpaid family workers	1.8%

Commute

Method	%
Drive alone	79.0%
Carpool	8.7%
Public transit	0.6%
Walk	3.6%
Work from home	5.4%
Other means	2.7%
Avg commute (minutes)	25.1

Poverty

All people 27.1%

Under 18 years 35.4%

18 and over 24.0%

Married-couple families 8.2%

Female-led households 36.3%

Income support

Source	% of households
Social Security	38.7%
Retirement income	20.2%
Supplemental Security	12.6%
Cash public assistance	6.1%
Food stamps / SNAP	19.0%

Health indicators

Condition	%
Obesity	37.2%
High blood pressure	38.6%
High cholesterol	38.1%
Diabetes	14.0%
Heart disease	10.4%
Stroke	4.9%
Asthma	10.2%
Arthritis	35.2%
Kidney disease	4.1%
Pulmonary disease	12.4%
Cancer	8.4%

Behavior / access	%
Smoking	24.3%
Binge drinking	14.8%
No physical activity	31.6%
Less than 7 hrs sleep	33.6%
Depression	24.9%
Fair or poor health	22.4%
Poor mental health	16.4%
Poor physical health	15.5%
No health insurance	17.4%
Visited doctor (checkup)	75.3%
Visited dentist	52.9%
Cholesterol screening	88.2%
Teeth loss	23.8%

Veterans & disability

Veterans	Count	%
Civilian veterans	498	8.5%

Disability	%
Any disability	22.6%
Under 18	7.0%
18–64 years	23.6%
65 and over	41.1%

Health insurance coverage

Type	%
Private insurance	47.7%
Public insurance	41.3%
No insurance	22.2%
Uninsured under 19	24.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	7,487	94.3%
Spanish	114	1.5%
Other Indo-European	0	0.0%
Asian & Pacific Islander	114	1.5%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	7,842	98.8%
Born in same state	7,842	98.8%
Born in different state	5,150	64.9%
Foreign born	0	0.0%
Naturalized citizen	99	1.2%
Not a US citizen	68	68.7%

Ancestry

Ancestry	Count	%
French	1,430	18%
Arab	893	11.2%
Italian	722	9.1%

Ancestry	Count	%
English	202	2.5%
Dutch	35	0.4%

Technology access

Metric	% of households
Computer access	36.7%
Internet access	87.3%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 64744

What city is ZIP code 64744 in?

ZIP code 64744 is primarily assigned to El Dorado Springs, Missouri.

What county is ZIP code 64744 in?

ZIP code 64744 falls within Cedar County, Missouri.

What is the poverty rate in ZIP code 64744?

27% of residents in ZIP code 64744 live below the poverty line, above the national average.

How educated is the population of ZIP code 64744?

14% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 64744 have a large retiree population?

39% of households in ZIP code 64744 receive Social Security income, suggesting a significant retiree or disability population.

What is the typical home value in ZIP code 64744?

The median home value in ZIP code 64744 is $153,900.

What timezone is ZIP code 64744 in?

ZIP code 64744 observes the CST timezone.